USA vs. UK vs. Canada Gift Card Rates in Nigeria (2026)

The same gift card can be worth different amounts in Nigeria, depending on where you buy it. As of November 13 on Ridima, a £100 UK Steam card pays about ₦150,000, while a $100 US Steam card pays around ₦114,500. That’s a ₦35,500 difference for the same brand. That’s almost a ₦40,000 difference for the same brand. Yes, you need to learn about USA vs. UK vs. Canada gift card rates in Nigeria.

In today’s article, you will compare USA vs. UK vs. Canada gift card rates in Nigeria, see Ridima’s current rates for popular cards from all three countries, and find out which country’s cards really give the best value. You will also learn how to tell which country your card is from before you sell it. Follow closely.

Ridima Gift Card Rates Today

Here are Ridima’s rates for popular gift cards, checked on 13 November 2026. The naira rate is what you get for each unit of the card’s currency, so a $100 card at ₦1,205 pays ₦120,500. Rates change daily, so check the Ridima gift card rate calculator before you sell.

Gift card	Country	Card amounts	Naira rate	Example payout
Steam	United Kingdom (GBP)	£10 – £500	₦1,500	£100 = ₦150,000
Steam	Europe (EUR)	€10 – €500	₦1,260	€100 = ₦126,000
Steam	Canada (CAD)	CA$100	₦760	CA$100 = ₦76,000
Apple iTunes	Canada (CAD)	CA$100	₦785	CA$100 = ₦78,500
Sephora	United States (USD)	$100 – $500	₦1,015	$100 = ₦101,500
Apple iTunes	United States (USD)	$300, $400	₦1,080	$300 = ₦324,000
Apple iTunes	United States (USD)	$100, $150, $200, $350, $450	₦1,205	$100 = ₦107,000
Steam	United States (USD)	$10 – $500	₦1,145	$100 = ₦114,500
Razer Gold	United States (USD)	$25 – $500	₦1,135	$100 = ₦117,500
Foot Locker	United States (USD)	$100 – $500	₦1,190	$100 = ₦119,000
Nike	United States (USD)	$150 – $500	₦1,095	$150 = ₦164,250
Macy’s	United States (USD)	$100 – $300	₦1,085	$100 = ₦91,000
Google Play	United States (USD)	$15 – $500	₦1,020	$100 = ₦104,500

USA vs. UK vs. Canada: Which Pays More?

Steam is the best card for comparing countries, and it’s available on Ridima in four currencies. Here’s what a 100-unit Steam card pays in each:

UK: ₦1,500
Europe: ₦1,260
USA: ₦1,145
Canada: ₦760

So per card, the UK pays the most by a wide margin, and Canada pays the least. But there’s a catch. A pound is worth more than a US dollar, so a £100 card holds more value than a US version. Similarly, a Canadian dollar is less than both.

In early November 2026, one pound was worth about US$1.34, according to StoneX; one euro was worth about US$1.13, according to Investing Live; and one US dollar bought about CA$1.39, according to Interactive Crypto. If you divide each Steam rate by what its currency is worth in US dollars, you get the naira paid for every US$1 of card value:

Steam card	Naira rate
USA (USD)	₦1,145
UK (GBP)	₦1,119
Europe (EUR)	₦1,115
Canada (CAD)	₦1,056

Compared by value, the USA, UK, and Europe are almost level, with US Steam cards very slightly ahead. Canada comes last, paying about 8% less than the US for the same value. So a UK Steam card isn’t a “better rate” than a US one. It simply carries more value, which is why it pays more naira.

USA vs. Canada: Apple Gift Cards

Apple shows the gap between the USA and Canada even more clearly. A 100 US Apple card pays ₦120,500 on Ridima, while a 100 Canadian Apple card pays ₦78,500.

Part of that gap comes from the currency, because a CA 100 card holds only about US72 of value. But even after you adjust for that, the Canadian card pays about ₦1,090 per US$1 of value, against ₦1,205 for the US card. In other words, Canadian Apple cards pay about 10% less than US ones for the same value.

So if you’re buying an Apple card to resell, a US card is the stronger choice. And if you already hold a Canadian card, make sure you select Canada when you sell it. Canadian cards use the $ sign too, so look for “CA$,” “CAD,” or “Canada” on the card so you don’t confuse it with a US card.

Which US Gift Cards Pay the Most?

Most of the cards on Ridima’s list are US cards, so it helps to see how they rank against each other. Here they are from the highest rate to the lowest:

Apple iTunes: ₦1,205 for $100, $150, $200, $350, and $450 cards.
Foot Locker: ₦1,190 for cards from $100 to $500.
Steam: ₦1,145 for cards from $10 to $500.
Razer Gold: ₦1,135 for cards from $25 to $500.
Nike: ₦1,095 for cards from $150 to $500.
Macy’s: ₦1,085 for cards from $100 to $300.
Apple iTunes: ₦1,080 for $300 and $400 cards.
Google Play: ₦1,020 for cards from $15 to $500.
Sephora: ₦1,015 for cards from $100 to $500.

Also, the card amount matters. A $300 or $400 Apple card earns ₦1,080 per dollar, while other listed Apple card amounts earn ₦1,205. Always check the rate for your exact amount before selling.

You can sell these cards on their own pages: Apple, Steam, and Google Play. For Sephora, Razer Gold, Foot Locker, Nike, and Macy’s, use the main Sell Gift Cards page.

Why Rates Differ by Country

Here are the reasons rates differ by country;

Currency value: The pound is worth more than the US dollar, and the euro sits between them. This is the main reason a UK card pays the most naira per card.
Buyer demand: Platforms set rates by how easily they can resell a card. Cards with more buyers get better rates.
Brand rules: Many cards only work in the country they were issued for, so each country’s version appeals to a different group of buyers.
Card amount: As the Apple and Razer Gold rows show, some amounts earn a better rate than others.
Daily changes: Rates move with demand and exchange rates, so today’s figures will change.

How to Tell Which Country Your Card Is From

Here is how to tell which country your card is from;

The currency symbol: A UK card shows £ or GBP. A euro card shows €. A US card shows $ or USD, but so does a Canadian card, so look for “CA$” “CAD,” or “Canada.”
Web addresses: The redemption link usually ends in “.co.uk” for the UK, “.ca” for Canada, and “.com” for the USA.
Language: Canadian cards often carry English and French text. European cards may use German, French, Spanish, or another language.
The purchase email: For e-codes, the receipt usually shows the currency and country.

If you’re still not sure, contact Ridima support before you submit the card.

How to Sell a USA, UK, or Canada Gift Card on Ridima

Here is how to sell a USA, UK, or Canada gift card on Ridima;

Confirm the country. Use the signs above to check where your card is from.
Check the rate. Enter the brand, country, card type, and amount in the rate calculator.
Create an account or log in to Ridima. Sign up on Ridima or download the app.
Open Trade Gift Cards.
Select Sell Gift Cards.
Choose the gift card, for example, Sephora.
Select the appropriate currency and card type.
Enter the card value and required details.
Upload the requested card information or image.
Review the quoted Naira payout.
Submit the trade for verification.
Receive your payment after successful verification.

Mistakes That Cost You Money

Here are mistakes that cost you money;

Selling a UK or Canadian card as a US card. The prices differ for each country.
Comparing naira totals only. A UK card pays more naira because it holds more value, not because its rate is better.
Ignoring the card amount. Some amounts earn a higher rate, so check yours in the calculator.
Redeeming the card first. A redeemed code can’t be sold.
Trading with strangers. Don’t send your code to anyone who promises to pay later.

Frequently Asked Questions About USA vs. UK vs. Canada Gift Card Rates in Nigeria.

Here are some frequently asked questions about USA vs. UK vs. Canada gift card rates in Nigeria;

Question 1: Which country’s gift card has the highest rate in Nigeria?

On Ridima, UK Steam cards have the highest naira rate, at ₦1,500 per pound on 13 November 2026. That’s mainly because the pound is worth more than the US dollar. Compared by value, UK, US, and European Steam cards pay almost the same.

Question 2: Is a UK gift card better than a US gift card?

A UK card pays more naira per card, but not more for the value it holds. In our comparison, a US Steam card paid about ₦1,145 per US dollar of value, against about ₦1,119 for a UK Steam card.

Question 3: Why do Canadian gift cards pay less in Nigeria?

Mainly because a Canadian dollar is worth less than a US dollar.

Question 4: Which US gift card has the highest rate on Ridima?

Apple iTunes has the highest US gift card rate on Ridima at ₦1,205 per dollar for $100, $150, $200, $350, and $450 cards. Sephora pays ₦1,015 per dollar. However, $300 and $400 Apple cards have a separate rate of ₦1,080.

Question 5: Does the card amount affect the rate?

Yes. On Ridima, $300 and $400 Apple cards earn ₦1,080 per dollar, while other Apple amounts earn ₦1,205. Always check the rate for your exact amount.

Conclusion

UK gift cards pay the most naira per card, and on Ridima, a £100 Steam card currently pays ₦150,000. But when you compare by value, US, UK, and European Steam cards are almost level, while Canadian cards pay the least, both per card and for their value. Among US cards, Sephora and Apple pay the most.

Before you sell, confirm your card’s country, check the rate for your exact amount, and pick the right card type. Ready to see what your card is worth? Check your rate on Ridima and sell it for naira on Ridima.

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