How to Load MTN Airtime/Credit Card (MTN Recharge Code)

This is How to Load MTN Airtime and everything you need to know about MTN recharge code. MTN Nigeria is the leading mobile telecommunications provider in the country. If you’re an MTN user and need to recharge your phone, follow these steps:

What’s the Code to Load MTN Card?

1. Load Credit via MTN Airtime Recharge Code:

Scratch the silver panel on your MTN recharge card to reveal the 12-digit PIN.
Dial the following USSD code: *311*PIN# and press Send or OK on your phone’s dialer.
- For example, if your airtime PIN is 1111 2222 3333, dial *311*111122223333#.
If successful, you’ll receive a confirmation message.
To check your account balance, dial *310#.

2. Load Credit via MyMTN App:

Alternatively, you can download and install the MyMTN app on your smartphone. With MyMTN, you can:

Top up airtime
Purchase data bundles
Pay bills
And more—all in one place!

Download the MyMTN app:

If you prefer not to scratch off the PIN on your MTN recharge card, there’s an alternative method you can use. Here’s how:

MyMTN App: Download and install the MyMTN app on your smartphone. With this app, you can easily top up your airtime without needing to scratch off the PIN. Here’s how:
- Open the MyMTN app.
- Log in or create an account if you haven’t already.
- Navigate to the “Recharge” or “Top Up” section.
- Enter the 12-digit PIN (without scratching it off) when prompted.
- Confirm the transaction, and your airtime will be loaded instantly.
The MyMTN app also offers additional features like data bundle purchases, bill payments, and account management. It’s a convenient way to manage your MTN services without physical scratch cards.

How to check your MTN balance

USSD Code Method:

Dial *310# on your mobile phone.
Within seconds, a pop-up message will appear, displaying your remaining airtime balance.
Make sure to note down your balance for future reference.

How to Borrow airtime on MTN Nigeria

If you’re an MTN Nigeria prepaid customer and need to borrow airtime, you can use the MTN XtraTime service. Here are the steps to borrow airtime:

USSD Code Method:
- Dial *303# on your MTN line.
- Select XtraTime from the menu options.
- Choose your preferred amount from the list.
- The system will send you a message with the borrowed amount and the applicable service fee.
- Confirm the transaction by dialing *303# again.
- Once confirmed, the system will deduct the service fee, credit your XtraTime account, and notify you of the successful transaction.
Quick USSD Code Method:
- Dial *606# on your MTN SIM card.
- Select “request for XtraTime” from the available options.
- Choose your preferred amount.
- MTN Nigeria deducts a service charge of 10% from the borrowed airtime