How To Make Payment On AliExpress With No Debit Card.

I love shopping because I am able to buy anything I want. Well, shopping on AliExpress is exciting because they have thousands of products at competitive prices, and they support global shipping. However, a problem many Nigerian shoppers experience is how to make payment on AliExpress, because of the current limits on international debit card transactions.

However, I have some good news for you. If your debit card keeps getting declined or you simply don’t want to use one, you still have several safe and convenient ways to complete your purchases. All you need to do is read through this content and share it with your loved ones who may be in a similar situation.

5 Options To Make Payments On AliExpress Without A Debit Card

Here are five reliable options to make payments on AliExpress without using a debit card.

Virtual Dollar Cards

Virtual dollar cards are one of the easiest ways to shop on AliExpress without using a physical debit card. These are digital cards funded in dollars and can be used for international online transactions.

You can get virtual cards on platforms like Chipper Cash or Grey. Online reviews show that these virtual cards work well on AliExpress. Here is how it works;

Create an account with any of the platforms.
Verify your identity.
Fund your virtual wallet, and generate a dollar card.
Use the card details at checkout just like you would with a regular debit or credit card.

For a Virtual dollar card, you can fund only the amount you want to spend, track your purchases, and avoid unnecessary international bank charges.

Digital Wallets

Digital wallets are another great alternative to debit cards. For example, you can use Alipay on AliExpress, since both are owned by the same parent company, Alibaba Group. Just like Alipay, other platforms like PayPal, Skrill, and Wise allow users to link their bank accounts or fund wallets directly for online payments.

To use this option, check if the AliExpress seller accepts your preferred wallet. Once confirmed, log in to your digital wallet, authorize the payment, and you’re done. It’s quick, secure, and ideal for frequent online shoppers.

Fig. 1 – How to Use a Visa Gift Card for ATM Transactions In Nigeria.

Bank transfers

Bank transfers are another acceptable method, especially for larger purchases. AliExpress allows bank transfer payments for orders above $20, and the transfer must be made in US dollars.

While this method is safe, keep in mind that international transfers can take time and may attract additional fees from your bank. It’s best suited for bulk or business orders rather than quick, one-off purchases.

Custom solutions

Some companies offer custom payment services that let you shop on AliExpress without a debit card. For instance, Bitnob’s USD wallet allows users to upload their AliExpress cart screenshot and pay directly from their USD balance.

These services are convenient but usually come with processing fees or exchange rate adjustments. Always review their terms before using them.

Gift Cards

AliExpress accepts Mastercard gift cards and Visa gift cards. These work just like regular debit cards. That is, you are to enter the card number, CVV, and expiration date at the checkout page.

Fig. 2 – Where to Buy Visa Gift Cards In Nigeria

However, you should note that not all sellers on AliExpress accept gift cards. Before paying, confirm that the seller accepts your gift card in exchange for the goods.

Steps to pay with a gift card on AliExpress:

Choose “Credit/Debit Card” as your payment method.
Enter your Visa or Mastercard gift card details.
Confirm your payment to complete the purchase.

If you don’t already have a gift card, Ridima is the perfect platform to buy gift cards securely at the best rates in Nigeria. Ridima offers trusted access to popular options like Mastercard, Visa, and other global brand cards that allow you to make payment on AliExpress.

How to buy a gift card on Ridima

Fig. 3 – How To Buy Gift Cards Online In Nigeria.

As a preacher of convenience and swift process, you can easily buy a gift card on Ridima using the following steps;

Create an account via our website or mobile app.
Download the Ridima Mobile App from the Google Play Store or the App Store.
Register and set up your account profile.
Optionally, verify your BVN for added security.
Add your bank account details for easy fund withdrawal.
Click “TRADE GIFT CARDS” and select “BUY GIFT CARDS.”
Click on your preferred choice. Let’s use “VISA” as an example.
Use the dropdown for “SELECT CURRENCY” (USD, EUR, GBP, AUD, etc.)
Specify the currency and card type (E.g., E-Code, Receipt, etc.).
Enter your details to pay in Naira, then proceed.
You will get the eCode in your email within minutes.

Frequently Asked Questions About Making Payment On AliExpress

Here are the frequently asked questions about making payments on AliExpress;

Question 1: What Payment Methods Work For AliExpress?

AliExpress supports various methods, including credit/debit cards, gift cards, digital wallets, bank transfers, and custom third-party payment solutions.

Question 2: Where Can I Buy Gift Cards Online?

You can buy gift cards securely on Ridima, the number one trusted Nigerian exchange for gift cards and crypto. Ridima provides instant delivery and top market rates for Mastercard, Visa, and other major gift cards.

Question 3: What Happens If My Preferred Payment Method Isn’t Available For A Specific Seller?

You can try a different method, contact the seller, or look for another seller offering the same product with your preferred payment option.

Question 4: What Fees Are Associated With The Different Payment Methods On AliExpress?

Most methods may attract small international transaction fees. Always confirm with your payment provider before completing your purchase.

Question 5: Is It Safe To Use AliExpress?

Yes, AliExpress is a legitimate platform under Alibaba Group. However, shoppers should verify sellers, read reviews, and avoid deals that look too good to be true.

Question 6: Do my Nigerian Bank Cards Work With AliExpress?

Yes, they now work on AliExpress. However, regulations change, and these cards have international spending limits. Preferably, you can consider Nigerian dollar cards or virtual dollar cards to enjoy unrestricted spending.

Question 7: Why Is Aliexpress Rejecting My Card?

Your payment may fail due to insufficient funds, incorrect details, or international restrictions. Switching to a virtual card or Ridima gift card is often the easiest fix.

Conclusion

Making payments on AliExpress without a debit card should not be a barrier for Nigerian shoppers. Virtual dollar cards, digital wallets, bank transfers, custom solutions, or gift cards are safe and reliable options to complete your orders without stress.

Gift cards remain one of the easiest ways to pay on AliExpress. Moreover, Ridima gives you instant access to Visa, Mastercard, and other global gift cards at the best rates in Nigeria.

With Ridima, you get speed, security, and convenience all in one place. Create your account, buy the gift card you need, and shop on AliExpress without worrying about declined cards or international limits.

References;

How To Make Payment On AliExpress With No Debit Card – Cardtonic

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