5 Easy Ways To Get Cash from a Visa Gift Card in 2025

A Visa gift card is like having cash in digital form. As an open-loop gift card, you can use it anywhere Visa is accepted. Whether you are shopping online, dining out, or paying bills, it works just like a debit card. But, do you know it’s one of the easy ways to get cash?

I remember wanting to send my younger cousin a gift card and asking which brand she preferred. Without hesitation, she chose a Visa gift card. I agreed that it was a smart choice because of its unmatched flexibility. The card allowed her to spend it however she wanted.

The more interesting part is that you can get actual cash from your Visa gift card. While many have no idea how this works, the good news is that I will show you five easy ways to convert your Visa gift card into cash. Whether you need to pay bills, transfer funds, or just have cash in hand, I’ve got you covered.

Top 5 Ways to Get Money from A Visa Gift Card

Here are five ways to get money from your Visa gift card;

Withdraw from an ATM

A fascinating thing about Visa gift cards is that you can use them to withdraw cash from an accredited ATM. However, you have to be sure if your card supports this method. Here is how to begin;

Choose a PIN that you can use at the ATM.
Visit an ATM
Insert your card and withdraw like a regular debit card.

NB: There are hidden charges for this transaction.

Sell the Gift Card

You can also sell the gift card for cash. There are different ways to do this. You can sell it to a friend, colleague, or relative who might be interested. People also use online marketplaces like eBay to find interested buyers. You can sell on a reliable trading platform like Ridima. They offer the highest rates in Nigeria and Ghana, while you receive your cash in less than 2 minutes. See how to begin below;

Register and create an account via the website.
You can also download the mobile app from the Google Play Store or Apple Store.
Set up your account profile.
Verify your BVN for added security.
Add your bank account details for easy fund withdrawal.
Click TRADE GIFT CARDS and select BUY GIFT CARDS.
Search for Visa gift card.
Specify the currency and card type (Physical card, Ecode, Receipt, etc.).Enter card details: sub-category, value, and amount.
Review the payout and proceed.
Confirm the transaction

Pay Bills with the Gift Card

While this method does not transform a Visa gift card into cash, it can pay for electricity, cable, and phone bills. Some service providers also accept Visa cards as a valid payment option. Hence, input your card details, and you will be good to go.

Purchase Money Orders

A money order is another way you can get cash from a Visa gift card. For example, Walmart allows traders to buy money orders with their gift cards. Western Union or the United States Postal Service are also valid options.

You can deposit the money order into your bank account or get actual funds at a check-cashing service.

NB: Ascertain if the store accepts gift cards for money orders before trying.

Make Purchases with the Card

Due to their versatility, you can pay for gas, groceries, food, or even online shopping with your Visa gift card. While this won’t get you cash, it will save you from spending your cash, which you can store up for another use.

Frequently Asked Questions On Easy Ways To Get Cash from A Visa Gift Card.

Here are some of the frequently asked questions on the five easy ways to get cash from a Visa gift card in 2025;

Question 1: Can a Visa gift card be converted to cash?

Yes, you can convert a Visa gift card to cash by trading it on Ridima, purchasing a money order with it, withdrawing cash from an ATM, or paying bills with the gift card.

Question 2: Can you transfer a Visa gift card to your bank account?

Yes, you can transfer a Visa gift card balance to your PayPal or Venmo account. Then, you can transfer the funds to your bank account.

Question 3: How can I get cash from a Visa gift card?

You can use any of the aforementioned methods to get cash from a Visa gift card.

Conclusion

A Visa gift card offers more than just a way to shop—it can also be converted into cash with the right methods. Whether you choose to withdraw from an ATM, sell the card, pay bills, buy a money order, or use it for everyday purchases, you have several options to make the most of your gift card balance.

While not every method provides direct cash in hand, strategies like trading on a reliable platform like Ridima, using digital payment services, or buying money orders can help you access funds when needed. Just be mindful of transaction fees and store policies before proceeding. By using these five easy methods, you can maximize the value of your Visa gift card and ensure it serves your financial needs.

References

https://usenosh.com/blog/get-cash-visa-gift-card

https://www.myridima.com/blogs/how-to-use-visa-gift-cards

https://www.myridima.com/giftcard/calculator

https://www.myridima.com/blogs/top-10-gift-cards-with-high-rates-in-nigeria

https://blog.myridima.com/how-to-get-free-steam-cards-online-2024/

https://www.myridima.com/blogs/apple-gift-cards

https://www.myridima.com/blogs/how-to-check-apple-gift-card-balance

https://www.myridima.com/blogs/how-much-is-an-apple-gift-card-in-nigeria-today

https://www.myridima.com/blogs/cardtonic-vs-ridima-best-app-to-sell-gift-cards

https://www.myridima.com/blogs/how-to-redeem-gift-card-in-nigeria-in-2024

https://www.myridima.com/blogs/how-to-determine-the-rate-of-gift-cards